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The fastest way to access your home equity

Apply in minutes get your funds in days
Access up to 95% of your home equity
Borrow up to $500,000
Fixed and variable rate options
See your estimated available equity and rate in just a few minutes with no impact to your credit score
Excelent 5 Stars
$11+ BILLIONIn untapped home equity
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Helping homeowners make smart money moves

With Hitch digital home equity line of credit (HELOC), you can level up your financial health by leveraging your single greatest asset: your house.


Competitive Rates

Secured loans with lower interest rates than credit cards


Flexible funding options¹

Borrow up to 95% of your equity while home values are high


Fixed & Variable Rate Options

Flexible terms available to meet your needs


Quick & Easy Process

Check your available equity and rate in just a few minutes with our easy online application


Fast access to funds³

10x faster funding than typical big banks


Human-to-human support

We combine cutting edge technology with a human touch. Speak to a live person whenever you have questions.

Calculate your HELOC amount

Estimated home value


Current mortgage balance


You could borrow up to:

Unfortunately, we're not available in your state yet.

Choose your desired loan amount and see your rate in just a few minutes

Get up to 500k in days

Prequalification will not impact your credit score

Customer satisfaction is our top priority



Rachael Burkholder

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Highly recommend Hitch! Amazing overall experience. My neighbors are now using them too.

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Caleb Jones

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Super easy to get a loan to consolidate debts and interest rates 40% lower than your credit card.


Jake Wolski

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Used Hitch for a home renovation. Lisa was great - it was such a fast and easy process. Highly recommend!!

Harness the power of Hitch, unlock your home equity.

Equal Housing OpportunityHitch Inc. NMLS 2383367
1. Qualified applicants may borrow up to 95% of their home’s value. This does not apply to investment properties.2. HELOCs have a 10-year draw period. During the draw period, the borrower is required to make monthly minimum payments, which will equal the greater of (a) $100; or (b) the total of all accrued finance charges and other charges for the monthly billing cycle. During the draw period, the monthly minimum payments may not reduce the outstanding principal balance. During the repayment period, the borrower is required to make monthly minimum payments, which will equal the greater of (a) $100; or (b) 1/240th of the outstanding balance at the end of the draw period, plus all accrued finance charges and other fees, charges, and costs. The lender will calculate this amount by taking the outstanding Account Balance on the last day of the draw period and dividing it by 240 months and then adding any finance charge that accrues but remains unpaid during the monthly billing cycle plus any other fees, charges and costs to the fixed principal payment that is due. During the repayment period, the monthly minimum payments may not, to the extent permitted by law, fully repay the principal balance outstanding on the HELOC. At the end of the repayment period, the borrower must pay any remaining outstanding balance in one full payment.3. The time it takes to get cash is measured from the time the Lending Partner receives all documents requested from the applicant and assumes the applicant’s stated income, property and title information provided in the loan application matches the requested documents and any supporting information. Our borrowers get their cash on average in 26 days. The time period calculation to get cash is based on the first 6 months of 2022 loan funding's, assumes the funds are wired, excludes weekends, and excludes the government-mandated disclosure waiting period. The amount of time it takes to get cash will vary depending on the applicant’s respective financial circumstances and the Lending Partner’s current volume of applications. Closing costs can vary from 3.0 - 5.0%. An appraisal may be required to be completed on the property in some instances. Not all borrowers will meet the requirements necessary to qualify. Rates and terms are subject to change based on market conditions and borrower eligibility. This offer is subject to verification of borrower qualifications, property evaluations, income verification and credit approval. This is not a commitment to lend. The content provided is presented for information purposes only. This is not a commitment to lend or extend credit. Information and/or dates are subject to change without notice. All loans are subject to credit approval. Other restrictions may apply.4. By inputting your phone and clicking the "Check my rate" button, you authorize your wireless carrier to use or disclose information about your account and your wireless device, if available, to us or our service provider for the duration of your business relationship, solely to help them identify you or your wireless device and to prevent fraud. Additionally, you authorize Hitch and its service providers to obtain your name, address, email and Social Security Number from Equifax in order to validate your identity and/or populate this form. See our Privacy Policy for how we handle your data.
Hitch, Inc.2158 NW Toussaint DriveBend, Oregon 97703(833) 512-0284

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