Helping homeowners make smart money moves
With a digital home equity loan from Hitch, you can level up your financial health and peace of mind by leveraging your single greatest asset:
THE AVERAGE HOMEOWNER HAS
of home equity that they can use to cheaply consolidate debt, fund home improvement projects, and use for any expenses
Customer Service is our top priority!
Hitch digital HELOC
Home equity that keeps up with your dreams.
Painless online process - see your available equity and rates in minutes!
access to funds
Streamlined process that's much faster than most banks
Hitch uses state of the art digital verifications to help speed up the application.
Lower rates than credit cards and personal loans
Access up to 95% of your home's equity
A dedicated loan officer to see you through it all
Technology with a human touch
The Hitch difference
Driven by technology, we've built the best lending experience possible so you can build the best future possible.
Hitch Home Equity Loan
Cash Out Refinance
|Fast Access to Cash|
|Painless online application process|
|Loans from $25,000 - $500,000|
|Est. time to get pre-qualified||3 minutes||days|
|Keep low 1st mortgage interest rate & loan terms|
|Max loan amount||95% of your home equity||80% of your home equity|
|Avg. out of pocket costs||$ 0||$ 4,000+|
|Ability to redraw cash when needed|
|Number of headaches caused||none||countless|
What is a HELOC?
A home equity line of credit, also known as a HELOC, is a line of credit secured by your home that gives you a revolving credit line to use for large expenses or to consolidate higher-interest rate debt on other loans such as credit cards. With a HELOC you’re borrowing against the available equity in your home and the house is used as collateral for the line of credit. As you repay your outstanding balance, the amount of available credit is replenished – much like a credit card.
What is a variable rate?
How can I use my HELOC?
How is my equity calculated?
How is my home's value determined?
How is the maximum combined loan to value calculated?
Recognized by Fintech Leaders